Renting a Home? Buying your first home in Canada? What Newcomers Need to Know

The Settlement Resource Centre at Hecate Stait now has available a Guide for newcomers on buying a home in Canada.

The Canada Mortgage and Housing Corporation (CMHC) has published this Guide to help Newcomers who are considering needing more information about renting, or becoming first-time home-buyers make more informed choices.

For more detailed information, please visit

The Guide helps you with important information about the different steps of the home-buying process. The Guide also reviews what you can afford, factors to consider when choosing the right home for you, making an offer on a house, financing your home, home inspections, and Closing Day.

The Guide offers an excellent overview of the terminology: pre-approvals, mortgage brokers, down payments, mortgage loan insurance, credit score, credit history. The Guide also provides details about mortgages.


Our services for newcomers and immigrants are available free of charge in Prince Rupert thanks to funding from Immigration, Refugees and Citizenship Canada and BC Settlement and Integration Services